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Category: Insurance Disputes

Determining Fault for a Car Accident

Posted on October 26, 2015 Car Accidents,Insurance Disputes,Local News,Myth Debunker,Personal Injury,Vehicle Accidents

Often insurance companies offer low or no settlements to persons injured in car accidents, claiming the injured person was at fault in causing the accident, either in whole or in part. The injured party need not accept the opinion of the insurance company but should contact an experienced personal injury lawyer for a fair and… read more

Courts Hold That Vague Insurance Policies Must Be Interpreted Against The Insurance Company That Drafted The Policy

Posted on February 11, 2015 General,In The News,Insurance Disputes,Local News,Myth Debunker

In Wisconsin, the law says that vague insurance policies must be interpreted against the insurance company that wrote the policy and in favor of the insured person who took out the coverage. Insurance policies are contracts. These contracts are written documents usually drafted by the insurance company. Ordinary people who take out insurance usually pay… read more

New Minnesota Court of Appeals Ruling Favors No-Fault Claimants

Posted on January 8, 2015 Car Accidents,General,In The News,Insurance Disputes,Local News,Minnesota No-Fault,State Law,Vehicle Accidents

Minnesota law provides for no-fault benefits for persons injured in auto accidents in the state.  Minnesota’s no-fault act requires every “owner of a motor vehicle of a type which is required to be registered or licensed or is principally garaged in” Minnesota to carry no-fault insurance.  Minn. Stat. § 65B.48 subd. 1.  A person injured… read more

To Assure Uninsured Motorist Coverage, Pay Special Attention to Accidents Involving “Phantom” Vehicles

Posted on December 30, 2014 Car Accidents,Distracted Driver Accident,General,Insurance Disputes,State Law,Vehicle Accidents,What Does This Word Mean?

One purpose for “uninsured motorist” coverage is to protect the insured in the event of an accident involving a negligent driver who leaves the scene and remains unidentified.  By definition, there will be uninsured motorist coverage if the accident qualifies as a “hit-and-run.”  Wis. Stat. § 632.32(2)(g)3.  However, to qualify as a “hit-and-run, “ there… read more

Insurance Policy Interpretation Rules Favor the Insured. Don’t Assume That Your Policy Does Not Cover the Accident.

Posted on January 9, 2013 Insurance Disputes,Myth Debunker,Uncategorized

Insurance policies are contracts between the insurance company and the insured.  They are interpreted by courts from the standpoint of what an ordinary person would believe the policy to mean with the guiding idea being the intent of the parties.  When terms are not defined in a policy, courts look to the dictionary to discern… read more

Wisconsin Snowmobile Accident Lawyers

Posted on December 26, 2012 Brain Injury,General,Insurance Disputes,Spinal Injury,Wrongful Death

Snowmobiling is an exhilarating winter sport that more and more people are taking up. However, with the increased interest in snowmobiling there has come an increase in snowmobiling accidents resulting in serious injury and fatality. In the state of Wisconsin there were 21 fatalities in 2009-2010. In almost all of these deaths, speed and alcohol… read more

Plaintiff with Life-Long Pain

Posted on November 14, 2012 General,Insurance Disputes,That’s Outrageous!,You’re Injured, Now What?

A woman had suffered a neck injury and her insurance company rushed her through the paperwork. They talked her into signing before consulting with an attorney, offering her money, but a lower amount that what her medical bills ended up costing her over the next few years. She was left with life-altering pain, but no… read more

How long does it take to get a settlement?

Posted on October 31, 2012 General,Insurance Disputes,Uncategorized,What We Do For You (Civil Process),You’re Injured, Now What?

The length of time needed to complete a settlement depends on various factors, including the facts leading to the injury and whether ongoing health care is required for the injury. If the insurance company disputes liability for the injury, litigation may be needed to establish the insurer’s obligation to pay anything. However, often the insurer… read more

Underinsured Motorist Coverage

Posted on August 21, 2012 Insurance Disputes,Personal Injury,Vehicle Accidents,What Does This Word Mean?,What We Do For You (Civil Process)

There are various types of coverage that can be included when one purchases an auto insurance policy.  Those types include coverage for property damage, for one’s own liability, and coverage for certain medical expenses, among others.  Another type of coverage is called underinsured motorist coverage (UIM).  UIM coverage can apply in some situations and provide… read more

Vocational and Wage Losses

Posted on August 14, 2012 Insurance Disputes,Personal Injury,Uncategorized,What Does This Word Mean?,What We Do For You (Civil Process)

Injuries that interfere with a person’s ability to work can be one of the most challenging and most important issues in a personal injury lawsuit.  Many of us depend on our paychecks to support ourselves and our families, and injuries that cause us to miss work for a period of time can add enormous stress… read more